Cross Border Money Transfers For Your Members Abroad
Offer members money transfers under your own name, at a price you set, on a platform your credit union owns.
Your members send money home. Offer it as their credit union.
Members who send money abroad often go somewhere else to do it. A credit union that offers the service itself sets a fair price, and gives members one more reason to stay.
- sent home to low- and middle-income countries in 2025
- US$728.6bn
- growth in those flows since 2016
- +94%
- people sending, supporting 1.1 billion relatives
- 220 million
Sources: World Bank, Remittance Prices Worldwide, Issue 53, March 2025 (cost of sending USD 200). IFAD, Sending Money Home, September 2026.
From a service you offer to a platform you own.
A reason to stay a member
Your name on iOS, Android and web, with the rate and the fee shown before they pay.
Fair pricing you can stand behind
You choose the fee and the margin. You own the platform, so there is no share of revenue to pass on.
Run it with the team you have
Scout gathers what needs a person. Alerts go to the people you subscribe.
Why a credit union owns its transfer platform.
Built for a small team
Scout checks everything every 5 minutes and shows what needs a person. Risky transfers wait; everything else flows on its own.
Yours, like the rest of the credit union
Pay once and own the source code. No renewal, no per-seat fee and no revenue share.
Reminders, so nothing slips
Rates that have not moved, pricing due a review, sanction lists out of date: the right person is told once a day until it is fixed.
- ready-made risk indicators
- 46
- sanctions lists, reloaded nightly
- 8
- alert events for your team
- 43
- permissions for your staff
- 89
The app your customers open first.
Your brand on iOS, Android and web. Customers see the rate, the fee and what arrives before they pay, then a push at every step.
Each language is switched on with a translation dictionary you provide, so every word is yours.
Offered in markets where you hold the licence.
The platform reminds your team, until it is done.
A rate nobody has updated, pricing nobody has reviewed, a sanction list that is out of date. The admin panel notices and tells the person responsible, so nobody has to remember everything.
- 43 alert eventsEach one can be switched on or off, and goes to the people you subscribe to it.
- Reminders that repeatRates not moving, pricing review due, sanction lists out of date, a sending country not set up: each repeats once a day until it is fixed.
- It says exactly what is dueThe alert names the currency pair, the country or the pricing area, so the person knows where to go.
Reminders
Repeat daily until fixedAUD to INR last changed 2 days agoPricing
Fees not changed or reviewed for 3 monthsPricing
Canada: no proof of identity customers can completeOnboarding
Latest version loaded last nightCompliance
Three steps to owning it.
See it with your corridors
A 30-minute demo of the real admin panel and customer apps, built around your markets.
Your engineers audit the real code
After signing and before transfer, your team works in the real codebase. If it is not a fit, you walk away.
The code is transferred to you
You host it in your own environment, with two months of handover help and six months of fixes and updates.
Credit unions ask us these first.
Straight answers before you get on a call.
How long does it take?
It depends on your approvals and the partners you use. We scope it with your team and agree a timeline before you commit.
What does it cost?
USD 77,999 once, or USD 20,000 a year for five years (USD 100,000 in total). No renewal, no per-seat fee and no revenue share. Hosting and third-party fees are yours.
What support comes with it?
Two months of handover help and six months of fixes and updates. Ongoing support can be arranged after that.
How many staff does it take to run?
It is built so a small team can run it. Scout gathers what needs a person onto one page, and alerts go to the people you subscribe.
Will it carry our name?
Yes. Your brand on iOS, Android and web, on every screen.
Who handles ID and sanctions checks?
The platform does, inside the first transfer: ID, selfie and live face checks, and screening against 8 sanctions lists. A close match waits for a person on your team.
Where is member data kept?
In your own infrastructure. You host the platform in your own data centre or private cloud.
Is white label an option?
Yes. If you would rather we run the platform for you, white label is available.
Built by people who have helped MSBs for years.
The risk checks on every online transfer come from what they see every day.
- The person paying isn't the customer
- One bank account, several customers
- A disposable email address
- Sign-in from a high-risk location
- The same person signing up twice
- A name close to a sanctions list