Remittance software for money transfer operators in Europe.
Run your whole business on one platform: your brand on iOS, Android and web, one admin panel for compliance, rates, payouts and your books, and the EU financial sanctions list screened every night.
See it run with your EUR corridors.
Not ready to talk? Setup, the monthly fee by volume, and what it includes, with a real example bill.
Your AI answers: “What would moving our money transfer business in Europe to RemitSo involve, and what would it cost at our volume?”
Bring your corridors and partners, and watch the admin panel run them, in 30 minutes.
Easier for your customers, quieter for your team.
Your brand on iOS, Android and web. Clear prices and live updates mean fewer support calls.
Each language is switched on with a translation dictionary you provide, so every word is yours.
Offered in markets where you hold the licence.
European compliance, built in.
EU financial sanctions and seven more lists, screened every night. The checks run themselves; your compliance team makes every decision.
Sanctions screening
8 lists · loaded nightlyAML rule · EUR
ActiveApp languages
English includedEvery ruling on record
KeptAll eight lists, for every sender and recipient: Australia DFAT, Canada SEMA, EU financial sanctions, OFAC SDN, OFAC consolidated non-SDN, Swiss SECO, the UK Sanctions List and the UN Consolidated List.
Price every corridor your way.
Change every rate in one sitting, reward chosen customers, and see every change.
GBP to INR · bank deposit · £500
You: 3rd of 4| Provider | Recipient gets per £1 |
|---|---|
| Competitor A | 113.10 |
| Competitor B | 112.95 |
| You · priced now by your quote engine | 112.68 |
| Competitor C | 112.40 |
Example screen. Optional add-on. Read the guide →
USD to XOF · live feed
Running · hourly| Market rate | 601.20 |
| Your margin | 0.50% |
| Sell rate customers see | 598.19 |
| Next update | in 42 min |
Exchange rate rules
2 runningGroup: New Customer · standard rate + 527 routes
Group: VIP · fixed 602.0012 routes
Platform: iOS and Android · + 218 routes
Fee rules · USD
Review due 22 Dec| Paid by | Fee |
|---|---|
| Bank transfer | Flat USD 2.99 |
| Card | 1.5% · min USD 3 · max USD 25 |
| Any method, above USD 2,000 | Free |
| Pair | Buy | You type | Sell |
|---|---|---|---|
| USD to XOF | 601.20 | 0.50% | 598.19 |
| GBP to INR | 113.59 | 0.80% | 112.68 |
| CAD to NGN | 1,018.00 | 1.70% | 1,000.69 |
Amount bands · USD to XOF
5 bands| Customer sends | Sell rate | Margin |
|---|---|---|
| Up to USD 500 | 597.00 | 0.70% |
| Up to USD 1,000 | 597.60 | 0.60% |
| Up to USD 2,000 | 598.80 | 0.40% |
| Up to USD 5,000 | 599.40 | 0.30% |
| Maximum | 600.00 | 0.20% |
Rate history
Last 30 daysWhat changes when you move.
Your data is migrated, you run a trial, then a group of customers you choose moves first.
Your books and your day, handled.
Every cent booked the moment it moves, so nobody spends the evening reconciling.
AI Assistant
97 credits leftExample answer. Optional add-on, one credit a question. Read the guide →
Sending Forecast
Refreshed every nightExample figures. Switched on when you ask for it. Read the guide →
Payout succeeded · #4827193
Balanced| Account | Debit | Credit |
|---|---|---|
| 2100 Customer funds payable | USD 500.00 | |
| 1900 FX position | USD 500.00 | |
| 1900 FX position | XOF 300,000 | |
| 2200 Partner payout payable | XOF 300,000 |
Needs an operator
Measured just nowWallet W92060063
USD 1,240.00Switched on per market, where you hold the licence to offer it.
| Account | Balance |
|---|---|
| 1100 Payment gateway receivable | USD 18,420.00 |
| 2100 Customer funds payable | USD 12,905.00 |
| 2200 Partner payout payable | XOF 4,212,000 |
| 4200 FX margin revenue | USD 933.80 |
Example figures.
| Account | Type | Balance |
|---|---|---|
| 4150 Promotional discounts | Contra-income | USD 64.00 |
| 5100 Payment gateway fees | Expense | USD 41.20 |
| 5200 Payout partner fees | Expense | USD 88.00 |
| 5300 FX loss | Expense | USD 0.00 |
43 alert events, each with its own subscribers.
| Entry | Debit | Credit |
|---|---|---|
| Payment captured | USD 300.00 | USD 300.00 |
| Refund · reverses the capture | USD 300.00 | USD 300.00 |
| Pair | Buy | Sell | Kept by |
|---|---|---|---|
| USD → XOF | 606.00 | 600.00 | Market feed |
| USD → XAF | 606.00 | 599.50 | Market feed |
| GBP → XOF | 768.00 | 760.00 | Set by hand |
Sunday 02:00 – 02:30
Scheduled50+ pre-integrated connections to the global financial system.
Use our pre-vetted network, bring your own rails, or both.
Global payouts
Bank transfer, mobile wallets, cash pickup and local clearing, with 100+ corridors ready for configuration.
Identity checks
Connected to global ID, biometric and document-proofing providers, so customers verify inside the app.
Banking rails
Pre-configured for international and domestic bank transfers, and FX liquidity providers.
Financial crime controls
8 sanctions lists loaded nightly, 47 risk indicators and AML rules per corridor.
Don't see your payout partner or ID provider? We scope and connect new ones as part of enterprise delivery: your rails, our orchestration. Talk custom integration →
Bank-grade security for every transfer.
ISO 27001:2022 certified, with two-step sign-in, locked payouts and a full audit log.
| Account | Debit | Credit |
|---|---|---|
| Nothing is posted until a payment is accepted. | ||
Payout · approved
Locked| Time | Who | What changed |
|---|---|---|
| 09:14 | Rates desk | Sell rate USD→XOF 598 → 600 |
| 09:02 | Compliance officer | Released transfer #4827190 from review |
| 08:47 | Admin | Role "Support" can no longer export customers |
| 08:30 | Operations lead | Password changed · 3 sessions signed out |
PATCH payments partner · /receivables/…POST identity provider · /accessTokensDepartments
7 departments4 people · Head: Compliance officerActive
9 people · Head: Support leadActive
5 people · Head: Treasury managerActive
12 people · Head: Branch managerActive
Operators in Europe ask us these first.
Straight answers before you get on a call.
Do you screen against the EU sanctions list?
Yes. The EU financial sanctions list is one of the eight lists loaded every night: Australia DFAT, Canada SEMA, EU financial sanctions, OFAC SDN, OFAC consolidated non-SDN, Swiss SECO, the UK Sanctions List and the UN Consolidated List.
Are the apps available in our customers’ languages?
English is included. Other languages, Spanish and French among them, are add-ons.
Can we move from our current platform without losing customers?
Yes. RemitSo migrates your data, you test it in a trial run, then a focused group of customers moves first and everyone else after. You set the pace.
How long does it take to go live?
Typically 3 to 4 weeks from kick-off on white label. A move from another platform follows the pace you set for each stage.
What does it cost?
White label: USD 7,999 setup, paid once, then from USD 299 a month by completed transfers, with support at USD 25 an hour only for time logged. No revenue share. Or own the source code for USD 77,999 once.
MSBs of every size, running on RemitSo.
Launches and migrations from operators like you.
Scale
Scale
past a legacy system
Room to grow again
A UK provider moved to RemitSo when its legacy system was holding back growth.
Read the story
Launch
White label
launch
From licence to live
A licensed operator launched a fully branded platform on white label.
Read the story
Launch
In-house
daily operations
A launch its own team runs
A new operator went live with daily operations run by the operator's own team.
Read the story
Migration
Migration
off a legacy platform
A safe move off legacy
An operator moved off an ageing platform, and its customers in Canada kept sending.
Read the storyBook a demo All customer stories
Already on another platform? We migrate your data, you run a trial, then move customers in stages. How migration works
Built by people who have helped MSBs for years.
The risk checks on every online transfer come from what they see every day.
- The person paying isn't the customer
- One bank account, several customers
- A disposable email address
- Sign-in from a high-risk location
- The same person signing up twice
- A name close to a sanctions list