Cross Border Money Transfers For Your App Users Abroad
Own the transfer platform behind your app: source code your engineers can build on, a documented API, and your data in your own infrastructure.
See it with your corridors before you commit.
Not ready to talk? USD 77,999 once: what you get, the code audit, and support after transfer.
Your AI answers: “What would owning the source code mean for our app, our security review and our timeline?”
Look at the platform and plan the code audit with your engineers.
Digital transfers cost less to send. That is your home ground.
Your customers live in your app. If they cannot send money abroad there, they open someone else’s. Adding transfers keeps the balance, the habit and the margin with you.
- sent home to low- and middle-income countries in 2025
- US$728.6bn
- growth in those flows since 2016
- +94%
- people sending, supporting 1.1 billion relatives
- 220 million
Sources: World Bank, Remittance Prices Worldwide, Issue 53, March 2025 (cost of sending USD 200). IFAD, Sending Money Home, September 2026.
From a service you offer to a platform you own.
Keep the habit with you
Use our branded apps, or connect the app you already have to the admin panel.
Start from working code
The payments, the ledger and the checks already exist, with ID checks inside the first transfer.
Stay in control
A live API reference, the full source code, and your data in your own infrastructure.
Why a neobank owns its transfer platform.
Your app, or ours
Launch on our branded apps, or connect the app your customers already use.
Code your engineers can build on
Add corridors and features on your timeline, not a vendor’s roadmap.
Checks that do not slow sign-up
Customers verify inside their first transfer, so fewer drop off before paying.
- corridors ready for configuration
- 100+
- partner connections
- 50+
- sanctions lists, reloaded nightly
- 8
- ready-made risk indicators
- 47
Easier for your customers, quieter for your team.
Your brand on iOS, Android and web. Clear prices and live updates mean fewer support calls.
Each language is switched on with a translation dictionary you provide, so every word is yours.
Offered in markets where you hold the licence.
Price every route your way.
Type sell rates, margins or spreads, or import a CSV or JSON file. Give chosen customers their own rate, and see who changed what.
USD to XOF · live feed
Running · hourly| Market rate | 601.20 |
| Your margin | 0.50% |
| Sell rate customers see | 598.19 |
| Next update | in 42 min |
| Pair | Buy | You type | Sell |
|---|---|---|---|
| USD to XOF | 601.20 | 0.50% | 598.19 |
| GBP to INR | 113.59 | 0.80% | 112.68 |
| CAD to NGN | 1,018.00 | 1.70% | 1,000.69 |
Amount bands · USD to XOF
5 bands| Customer sends | Sell rate | Margin |
|---|---|---|
| Up to USD 500 | 597.00 | 0.70% |
| Up to USD 1,000 | 597.60 | 0.60% |
| Up to USD 2,000 | 598.80 | 0.40% |
| Up to USD 5,000 | 599.40 | 0.30% |
| Maximum | 600.00 | 0.20% |
Exchange rate rules
2 runningGroup: New Customer · standard rate + 527 routes
Group: VIP · fixed 602.0012 routes
Platform: iOS and Android · + 218 routes
Fee rules · USD
Review due 22 Dec| Paid by | Fee |
|---|---|
| Bank transfer | Flat USD 2.99 |
| Card | 1.5% · min USD 3 · max USD 25 |
| Any method, above USD 2,000 | Free |
Rate history
Last 30 daysThree steps to owning it.
See it with your corridors
A 30-minute demo of the real admin panel and customer apps, built around your markets.
Your engineers audit the real code
After signing and before transfer, your team works in the real codebase. If it is not a fit, you walk away.
The code is transferred to you
You host it in your own environment, with two months of handover help and six months of fixes and updates.
Neobanks ask us these first.
Straight answers before you get on a call.
How long does it take?
It depends on your integrations, your approvals and whether you use our apps or your own. We scope it with your team and agree a timeline before you commit.
What does the API cover?
What our own apps do: registration and sign-in, ID checks and documents, quotes, recipients, checkout, payments and tracking.
What does it cost?
USD 77,999 once. No renewal, no per-seat fee and no revenue share. Hosting and third-party fees are yours.
Can our engineers see the code first?
Yes. After signing and before transfer, your engineers work in the real codebase. If it is not a fit, you walk away.
Can we change the code?
Yes. Adding corridors, customising and building features are all normal. Your own changes fall outside our fix and security cover.
Do we need a money transfer licence?
You need a licence or a licensed partner in each market. If you do not hold one, Remittance as a Service lets you launch under a licensed partner on our platform.
Can customers hold a balance?
Customer wallets are an optional add-on, offered where your licence allows.
Built by people who have helped MSBs for years.
The risk checks on every online transfer come from what they see every day.
- The person paying isn't the customer
- One bank account, several customers
- A disposable email address
- Sign-in from a high-risk location
- The same person signing up twice
- A name close to a sanctions list